In America, there are over 800 national banks, of which over 400 partners with Zelle to give you convenience in banking. These banks include Ally Bank, Bank of the West, and T.D. Bank, Dollar Bank, Firstbank, Region Bank, Homestreet Bank, Key Bank, Stone Credit Institution.
In case you are trying to check if your bank or a recipient bank uses Zelle, in this article, we will be highlighting some of the popular national banks that use Zelle.
Some of The National Banks That Use Zelle
• Ally Bank: You can use Zelle from the bank’s official website at www.ally.com. You can log in to it and follow the process to carry out your transactions.
• HomeStreet Bank: Zelle allows Homestreet users to quickly and easily send and receive money.
• Bank of America: with Zelle, banking is free and simple in Bank of America. You can send or split expenses effortlessly with this bank.
• Bank of Hawaii: Through a partnership with Zelle, you can use your BOH mobile banking app to send money to trusted family or friends at no extra cost.
• Dollar Bank: By using Dollar Bank with just your email and American mobile number, you can send and receive money faster with Zelle.
• Bank of the West: If you and your customers both have a Bank of the West account, you can both send money using just your U.S. mobile number or email address.
• BB&T: another banking platform that collaborates with Zelle to facilitate interbank transfers.
• BECU: With Zelle, you can receive and send money to trusted friends and family members with just a few simple steps on your BECU mobile app.
• Frost Bank: To send money using Zelle through the Frost Bank, log in to your Frost mobile app and choose Zelle as your preferred sending method.
• BMO Harris Bank: If your customers have an account, they can send money directly to your BMO Harris bank account. It is very easy.
• Citibank: If you have a Citibank account, you can use Zelle as one of your company’s or business’s payment options.
• Wells Fargo: If you have a Wells Fargo account, you can use Zelle via the Wells Fargo mobile app or the official Wells Fargo website.
• Regions bank: By just going to your Regions mobile app with your log-in details, you can swiftly send money to trusted friends and loved ones without breaking a lid.
Some other national banks that make use of Zelle are Citizens Bank, U.S. Bank Branch, First Tennessee Bank, JP Morgan Chase, People’s United Financial, Star One Credit Union, Chase Bank, Fifth Third Bank, HSBC Bank USA, Morgan Stanley, Santander Bank, USAA, First National Bank, MB Financial Bank, SunTrust Bank, ConnectOne Bank, Huntington Bank, SchoolsFirst Federal Credit Union, Firstbank, PNC Financial Services, Comerica Bank, Frederick County Bank, Trust Financial, First Tech Federal Credit Union, Star One Credit Union, T.D. Bank, KeyBank, M&T Bank, Capital One.
How To Send Money From A National Bank Using Zelle
Even though these banks’ processes for sending money via Zelle differ slightly, they share some similarities. These common features are;
• You must first sign up with Zelle using your bank’s mobile app.
• Knowing your recipient is critical because sending to trusted friends and family is best to avoid being defrauded.
• Verify that both your bank and the recipient bank use Zelle. You can also confirm this by checking your bank’s mobile app. If it is, it will be one of its transfer options.
• Obtain the recipients’ U.S. mobile phone number or email address
• Because some banks limit how much you can send, you must decide how much you want to send to the recipient.
• Lastly, you can now follow all the due process to send the money to the receiver. Suppose the recipient also has an account with Zelle. In that case, it will make the transaction faster than if he does not because, in the latter, it will go through several financial institutions before getting to the recipient.
Sending Money To A Recipient Who Does Not Use Zelle.
If your receiver’s bank does not use Zelle, he can download the Zelle app for iOS and Android and sign up for it with all the necessary details, including your Visa or MasterCard debit card. Note that all details and cards must be based in the United States. No international phone numbers or debit cards will be accepted.
Conclusion
Many partnering national banks in the United States have allowed the online payment network (functional only in the U.S.), Zelle, to make sending, receiving, and splitting bills easier among friends and family. You can simply sign up for it, ensure your friends and family have signed up too, and you can all enjoy a simple and cost-less life of sending and receiving money within a very short time.
How do I confirm if my bank is a partnering bank?
You can simply go to their mobile banking app or official website and ask for it. You can also check for it on the transfer options provided by your bank or go online and search for it on any search engine like Google or Firefox.
Can Zelle also be used to transfer or receive money internationally?
No. Zelle can not be used to receive or transfer money to an international bank account. Both accounts have to be from the United States-based.
